By phone, email or WhatsApp, with a reply within one working day, usually sooner.
Xero done properly
Calm Accounts is a Xero Partner and Certified Advisor, run by a former Xero employee.
The plans differ in one thing: how often we work on your books. Once a year, once a quarter, or once a month. The more often we look, the fewer surprises you get, and the more we can do about your tax before it’s due.
Sole traders
Self Assessment
from £300 a year
Your return filed right, on time, with nothing missed.
Self Assessment tax return prepared and filed
A check of what you can legitimately claim, so you don’t overpay
Payments on account explained, and what to set aside for January
Email and phone support during the year
Best for: one income stream, tidy records, not yet caught by MTD.
Managed
from £95 a month
Quarterly bookkeeping and MTD for Income Tax, handled for you.
Everything in Self Assessment, plus:
Xero subscription included
Quarterly bookkeeping in Xero
MTD for Income Tax quarterly updates submitted on time
Year-end Final Declaration
A quarterly update on what your tax bill is likely to be
Best for: sole traders and landlords with income over £50,000 (from April 2027, over £30,000). MTD is based on your turnover and gross rents, not your profit.
Most clients choose this
Complete
from £120 a month
Monthly bookkeeping, so you always know where you stand.
Everything in Managed, plus:
Xero subscription included
Monthly bookkeeping and reconciliation
A simple monthly summary: what you earned, what you owe, what to set aside
A check-in before every tax deadline, so the bill is never a shock
Priority response
Best for: anyone who wants the tax bill to stop being a shock.
Landlords: rental income is priced separately. Rental only, from £300 a year for your first property. Each additional property from £100. Added to a sole trader plan, from £200 a year.
Limited companies
Essentials
from £110 a month
Your company’s filings done on time, with a direct line to your accountant.
Statutory year-end accounts
Corporation Tax return (CT600)
Confirmation statement
Director’s Self Assessment
Day-to-day support through the year
Best for: directors who keep their own books and want the filings handled.
Managed
from £325 a month
Your bookkeeping and VAT off your plate.
Everything in Essentials, plus:
Xero subscription included
Quarterly bookkeeping in Xero
VAT returns prepared and filed under MTD
A quarterly update on how much Corporation Tax to put aside
Best for: VAT-registered companies that want each quarter closed properly.
Most clients choose this
Complete
from £399 a month
Monthly numbers you can run the business on.
Everything in Managed, plus:
Xero subscription included
Monthly bookkeeping and reconciliation
Monthly management accounts (profit and loss, balance sheet and your key numbers), with help reading them so you can make better decisions
A 30-minute check-in call each quarter, booked whenever suits you
Your salary and dividend set-up reviewed each year
Best for: growing companies with staff or serious turnover that need their numbers before the year ends.
Add-ons
Priced separately, so nobody pays for what they don’t use.
Add-on
Price
Payroll: director or fixed salary
from £25 a month
Payroll: variable pay
from £40 a month
Rental income and property accounts
from £200 a year
CIS returns
Quoted
Cash flow forecasting
Quoted
Detailed management reporting
Quoted
Tax planning
Quoted
Catch-up and clean-up of old records
Quoted after a free review
Crypto reporting
Quoted
What day-to-day support covers
Included in every plan: questions about your accounts and deadlines, HMRC letters, “can I claim this?”, and help using Xero.
Quoted separately, and always before any work starts: tax planning, HMRC enquiries and investigations, and bringing old records up to date.
So you’ll never get an invoice you didn’t agree to.
Why “from”?
Because a sole trader with 20 transactions a month and one with 400 aren’t the same job, and pretending otherwise means one of them overpays.
Your price depends on how many transactions go through the business, how many income sources or properties there are, and what state the records are in when we start. You’ll get one fixed monthly figure on the call, before you commit to anything, and it doesn’t change unless your business does.
Questions
How much will I actually pay?
You’ll get a fixed monthly figure on the free call, based on your actual business. No hourly rates, no surprise invoices.
I’ve just started a business. Do I need an accountant yet?
Not always. But the first year is when the expensive mistakes happen: the wrong structure, missed registrations and deadlines, no records. A 30-minute call costs nothing and usually saves a lot.
I tried doing it myself and got stuck. Can you help?
Yes. It’s one of the most common reasons people get in touch. I’ll tidy up what’s there, get anything overdue filed, and set you up so it stays straight.
Do I have to use Xero?
For the quarterly and monthly plans, yes, and the subscription is included. Calm Accounts is a Xero Partner and Certified Advisor, so it’s set up properly from day one and your records stay accurate. If you’re on something else, moving over is part of onboarding.
I already have an accountant. Is switching a hassle?
No. I contact your old accountant for the handover, so you don’t have to have that conversation.
Is there a contract or a tie-in?
Monthly plans are rolling, with 30 days’ notice. No annual lock-in.
How quickly will you reply?
Within one working day by phone, email or WhatsApp, usually sooner.
Not sure which plan fits?
That’s what the call is for. Thirty minutes, no obligation, no pressure. You’ll come away knowing what you’d pay, what I’d fix first, and whether we’re a good fit.